Frequently Asked Questions
Common questions about Prime USA Loan
What is Prime USA Loan?
Prime USA Loan is a loan matching service. We connect borrowers with a network of potential lenders. We are not a lender ourselves and do not make credit decisions. Our service is free to use.
How much can I borrow?
Loan amounts typically range from $100 to $5,000 or more, depending on the lender and your state of residence. The specific amount you qualify for depends on factors like your income, employment, and credit history.
What are the requirements to apply?
Generally, you must:
- Be at least 18 years old.
- Be a U.S. citizen or permanent resident.
- Have a regular source of income.
- Have a valid checking account for depositing funds.
Does Prime USA Loan perform a credit check?
Prime USA Loan does not perform a hard credit check. However, the lenders in our network may perform a credit check (hard or soft pull) through major credit bureaus or alternative data providers to determine your eligibility.
How fast can I get the money?
If approved, many lenders can deposit funds directly into your bank account as soon as the next business day. Exact timing varies by lender.
Is my personal information secure?
Yes. We use advanced encryption technology (256-bit SSL) to protect your data during transmission. We value your privacy and handle your information in accordance with our Privacy Policy.