Terms & Conditions

Last Updated: November 1st, 2025

Welcome to Prime USA Loan. By accessing or using our website and services, you agree to be bound by these Terms & Conditions. Please read them carefully.

1. Service Description

Prime USA Loan is not a lender and does not make loan or credit decisions. We provide a matching service that connects consumers with prospective lenders and financial service providers. We do not guarantee that you will be matched with a lender or that you will receive a loan offer.

2. Eligibility

To use our services, you must be at least 18 years old and a legal resident of the United States. You represent and warrant that all information you provide is accurate, current, and complete.

3. Credit Check Consent

By submitting your information, you understand and agree that participating lenders may verify your information and perform credit checks. These checks may be made through major credit bureaus (Equifax, Experian, TransUnion) or alternative sources, and may affect your credit score.

4. No Guarantee of Rates

The interest rates and terms are determined solely by the lender and are based on your creditworthiness and other factors. Prime USA Loan has no control over the terms offered by lenders.

5. Limitation of Liability

Prime USA Loan shall not be liable for any damages arising out of or in connection with your use of our website or services. This includes direct, indirect, incidental, consequential, or punitive damages.

6. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Your continued use of the site after any changes indicates your acceptance of the new terms.

Contact Us

If you have any questions about these Terms, please contact us at support@primeusaloan.com.